With the Central Bank raising the Selic rate from 2.75% to 3.50% per year and signaling a possible further increase in June, investors seeking good opportunities need to reassess their investment options, as the increase in interest rates enhances the attractiveness of fixed income. According to investment advisor Lélio Monteiro from Pedra Azul Investimentos, DI funds and post-fixed private credit securities such as CDBs, LCAs, and LCIs will yield more, but still below inflation at the current level. There are also good opportunities for longer public and private securities, which have higher premiums. “The increase in the Selic rate, although expected, creates a scenario that improves the attractiveness of interest rates in the country compared to the external market, which may contribute to a decrease in the dollar exchange rate in the short term and increase the appeal of more conservative investments,” explains the advisor.
“The moment is crucial for discussing reforms by the Federal Government, being the penultimate year of the mandate, and now we have the Covid CPI that brings some political turbulence. Next year we will have elections, and the scenario may change. The increase in the Selic rate also raises public spending and reduces economic traction with tighter credit conditions,” he points out. “In the coming months, we will seek opportunities without failing to analyze the market with caution,” emphasizes Monteiro.
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