Some say that investing in real estate is a good suggestion, but is it really worth it? According to real estate consultant Filipi Maia, this is a way to build a secure and profitable asset, combining stability with good returns.
The numbers don’t lie and show that the claim that renting is more economical than financing a property is false. Those who rent know that the adjustments in the contract value can cause a dent in everyday expenses. This year, rents will be adjusted by about 20%, as the IGP-M, the index used for adjustments, had the highest increase since 2002.
Investing in real estate allows you to generate passive income. “Imagine that you made a down payment on the property and financed some installments. Soon, you rent your property and with the rental income, you pay the installments. Your tenant is practically paying for the apartment for you, and even those who prefer to invest in the stock market have at least part of their money allocated in real estate; either directly, by acquiring a property, or indirectly, through real estate funds,” he said.
Filipi also mentioned that everything needs to be calculated when comparing rent with financing. “The fact is that the rental value can be much higher than what is paid by those financing a property, and there is also the difference that when financing a property, you are buying a home and not paying for a service,” he said.
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